Personal Loans
Extra money for those things that just come up. Whether you need cash for a large purchase, unexpected expense or a vacation get-a-way, SnoCope has a number of options that will work for you.
Signature Loan*
- Up to $20,000*
- No Collateral Required
- Competitive Rates
Timeline*
- Revolving personal line of credit
- Up to $3,500*
- Fixed Rate
- No Collateral Required
- Rates as low as 12% APR
Timeline Elite*
- Revolving personal line of credit
- Up to $10,000*
- Fixed Rate
- No Collateral Required
- Rates as low as 9.99% APR
Preferred Business Partners (PBP) Loan
New to the area, just started working at one of our Preferred Business Partners, or looking to re-establish credit, a PBP Loan can be a great solution.
- $500 Maximum
- No Credit Report Required
- 15% APR Fixed
- Payroll deduction required
- Must be a permanent employee of one of our Preferred Business Partners
- 12 month repayment term
- Only one loan of this type at a time
- Current members must be members in good standing
- Applicants cannot have caused the credit union a loss
| Signature, PBP & Timeline | ||
| Effective Date: 5/24/24 | ||
| Loan Product | Term | Non-Variable APR |
| Signature Loan | Up to 60 Months | 13.00% - 18.00% |
| Preferred Partner Loan****** | 12 Months | 15.00% |
| Timeline | Revolving | 12.00% to 15.00% |
| Timeline Elite | Revolving | 9.99% |
| ******Preferred Business Partner Loan: $500 Maximum, Payroll deduction required. Timeline maximum credit line = $3,500. Timeline Elite maximum credit line = $10,000. Visa Classic maximum credit limit = $10,000. Visa Platinum maximum credit limit = $15,000. Annual fee on Platinum Card is $25 (waived the first year). | ||
*APR = Annual Percentage Rate. Rates are subject to credit rating, some restrictions apply. All loans based upon approval of credit (OAC). All rates are subject to change without notice.
*Loans are subject to credit approval, certain restrictions may apply.
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