Youth Accounts
Youth Checking
With a part time job your financial needs are increasing. Now might be the time for a youth checking account.
- Parent/Guardian required on account
- No monthly service fee when you use E-statements
- No minimum balance
- No per check charges
- FREE ATM use at 30,000+ CO-OP ATM Network and SnoCope ATMs
- FREE Mobile App for iPhone & Android
- FREE Visa Debit Card
- FREE 24 hour web and phone access
- FREE online Bill Payer
- FREE E-Statements
Youth Savings Accounts (Under Age 18)
- $10 minimum balance
- Dividends paid on the entire balance
- Dividends are calculated daily and paid quarterly
- Free Membership in the Rocky Raccoon Club, Sound Savers Club, or Money $marts Club.
*APY = Annual Percentage Yield. APR = Annual Percentage Rate. All dividends may vary and are not declared until the end of the period. Dividends are calculated based on the daily ending balance in the account.
Money $marts Club (Ages 15 - 17)
Here's your chance to practice true fiscal responsibility by handling all three: a Savings, Checking, and Visa Account. Practice keeping your checking in balance and/or borrowing then paying off your Visa on time. These skills will become good financial habits that facilitate your ability to get loans when you want your first car or decide to go to college or step out on your own.
Money $marts Savings
- Parent/Guardian required on account
- No fee for club membership
- Minimum balance of $10
- Dividends are paid on the entire balance
Sound Savers Club (Ages 12 - 14)
The club offers the benefit of a Savings Account with the added responsibility of a Checking Account. Practice spending no more than you have saved. Keep your Checking Account in balance, maybe even learn to keep a residual amount in that Checking Account so you never fret about overspending. If you learn these skills early, you will find it easier to save for important needs later.
Sound Savers Savings:
- Parent/Guardian required on account
- No fee for club membership
- Minimum balance of $10
- Dividends are paid on the entire balance
Rocky Raccoon Club (Ages 0 - 11)
The club offers an opportunity to understand the value of Saving Account. Watch your money grow. Collect our Rocky Raccoon wooden coins and redeem them for real money. Come in, visit the credit union, gain the experience of handling money. Save, then spend responsibly, then save again.
Rocky Raccoon Benefits:
- Parent/Guardian required on account
- No fee for club membership
- Minimum balance of $10
- Dividends are paid on the entire balance
- Every deposit a kid brings into the credit union (of $1 or more) is eligible for a wooden token*
- 15 wooden tokens are redeemable for 1 $5 deposit into the saving account
*SnoCope is not responsible for tracking tokens or replacing lost tokens. Can be modified or canceled at any time. Max tokens earned per month are 15. Max redemption per year $60.
Color Penny the Pig in your favorite Easter colors and bring it to the credit union for a treat and a Rocky Raccoon token! Print your coloring page by clicking here
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