SnoCope's Award Winning Financial Wellness Program for 2025
This program is available to SnoCope members, our employer groups and the surrounding community.
Our seminars are held virtually (via Go ToWebinar), but you can attend in person if you choose, just call the branch to register or click here to email Tracey in our Marketing Department. Each topic is presented twice once at 10AM and again at 12PM, unless a special topic and then only at 12PM. The information presented is the same between the two sessions.
To self-register:
- Choose the topic you're interested in
- Pick what time works best for your schedule
- Click on the "Click here" next to each title/time
- This will take you to the registration page, just fill out the information
- Or you may contact Tracey Johnson. Phone: 425-405-9983 / Email: Tracey@SnoCope.org.
- Be sure to provide the name of the seminar you wish to attend, the date, your name, your email & your phone.
- We ask for an RSVP so we can send you an email invite to self-register.
...........................................................................................................................................................................................
January 22, 2025 Saving for College
• How much will college cost me?
• How much should I save for college?
• Educational funding options
• College needs analysis
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
February 19, 2025 Savvy Social Secuirty Planning for Couples
The Social Security decisions you and your spouse make when you are in your 60s will
determine the amount of total income you will receive over your lifetime – including the lifetime
of the spouse who lives the longest. Come learn about some little-known rules that can help
married couples get more out of the Social Security system.
At this workshop you will learn…
• How much Social Security you and your spouse stand to receive over your joint lifetime
• Rules and guidelines for when spouses should apply for benefits
• How the decisions you make in your 60s can determine the amount of income you – or your surviving spouse – will have in your 80s and 90s
• How spouses with little or no prior earnings can take advantage of Social Security benefits
• How a little-known rule has opened the door to creative spousal strategies
• What all higher-earning spouses should know about retirement and survivor benefits
• Two key things you need to know about Social Security survivor benefits
• How remarriage affects survivor benefits from a former spouse
• How to avoid mistakes at your Social Security office
Rules and strategies you need to know…
• How to know which spouse should take advantage of the spousal benefit
• What you need to do to entitle your spouse to a spousal benefit – or vice versa
• How to switch from one benefit to another to have income now and later
• How to maximize survivor benefits for the surviving spouse
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
March 14, 2025 The Family Caregiving Challenge
A caregiving plan ultimately impacts all generations of your family. It’s never too late to start.
Families need to ask:
- What happens when an elderly parent needs caregiving?
- What’s the best way to guarantee our loved ones get the best care possible?
- Do we know who will oversee our parents’ care?
- Has anyone discussed how caregiving expenses will be covered?
- Do we have a clear understanding of the personal, residential, medical, legal, and financial issues involved with caregiving?
- 4 What to do if you were counting on a claiming strategy that’s no longer available
- Attend this complimentary workshop and you will learn:
Attend this complimentary workshop and you will learn:
- What every family’s number one priority is when creating a caregiving plan.
- The most overlooked aspect of family caregiving planning.
- Best ways to start the caregiving discussion in your family.
- Why now is the best time to start the process.
- The critical legal issues that must be addressed quickly.
- What caregivers need to ensure they can help their family as much as possible.
- The key topics covered in a good caregiving plan.
- Why no one person can effectively do everything related to a caregiving plan.
- The key roles professionals play in helping families respond to caregiving challenges.
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
April 16, 2025 Washington State PERS - Lunch and Learn In person at the Snohomish County Complex 12PM
Washington State Retirement System Retirement
Overview and Options of Retirement Benefits
Please RSVP by clicking here to email Tracey so we can get a lunch count and send you location information
May 21, 2025 Recovering from Financial Hardship
The Recovering from Financial Hardship workshop can make sure you are ready and prepared. Specifically, we will discuss the keys to recovering including:
• Establishing goals and being patient
• Modifying your spending and budget
• Taking care, physically and mentally
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
June 18, 2025 Understanding Life Insurance
• How much life insurance do I need?
• What type of life insurance should I buy?
• Life insurance options/benefits
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
July 16, 2025 Home Ownership
• Benefits of homeownership
• Rent versus own
• Responsibilities of homeowners
• The first step: getting pre-approved
• Navigating the process
• What is credit?
• What is the difference between good and bad credit?
• How to avoid bad credit
• How to improve your credit
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
August 13, 2025 Preparing for Retirement
If you are trying to figure out how to retire and wondering how much money you will need for retirement, or when the right time to retire really is --- this seminar is for you.
Often, retirement questions include our loved ones with whom we share our retirement income and our concerns about the greatest risks to our retirement.
Learn how to invest for retirement and gain more control of your future plans.
- How do I want to retire?
- How much money will I need to retire?
- When is the right time to retire?
- Who do I share my retirement income with?
- What are the greatest risks to my retirement?
- How do I invest for retirement?
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
August 27, 2025 Savvy Generational Planning
If you do nothing, your legacy will write itself—for better or worse.
Don’t let that happen. Learn how.
Consider these two legacy scenarios:
Scenario 1: You do little or nothing, and leave behind incomplete or conflicting documents. Fighting among family members ensues. Unexpected taxes hit. Important sentiments get left unsaid.
Scenario 2: Your spouse is cared for, your children are prepared for inheritance, your grandchildren understand how you lived and what you believed. Organizations you support carry on their good work.
You have a lifetime of assets, wisdom, experiences, and values. But how do you convey them to the next generation in a way that honors your legacy? Too many people get it wrong. But it shouldn’t be that way.
Attend this complimentary workshop and you will learn:
- How generational planning is replacing traditional, stuffy estate planning
- What happens when a legacy isn’t planned
- A tale of two families: James Gandolfini and Randy Pausch
- How legacy planning can be a meaningful, even fun, process
- How to prepare for sudden incapacity
- The importance of expressing your wishes and conveying your values
- How to successfully transfer your wealth, tangible and intangible
- A six-step process to start leaving your mark on the next generation
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
September 10, 2025 Fraud, Identity Theft and Cybersecurity - ONLY AT NOON
We at SnoCope have seen a drastic increase in fraud and account related cyber crime and want to give you the opportunity to learn ways to protect yourself, your finances and your family.
FBI Special Agent Lanza will explain easy ways to:
- Guard your Social Security Account
- Protect your credit reports
- Avoid scams
- Safeguard yourself from financial account takeovers
- Shield yourself from wire fraud
- Protect your computer
- Prevent identity theft
- Avoid home title fraud
- Defend your devices and home systems
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
September 24, 2025 Washington State PERS - Lunch and Learn In person at the Snohomish County Complex 12PM
Washington State Retirement System Retirement
Overview and Options of Retirement Benefits
Please RSVP by clicking here to email Tracey so we can get a lunch count and send you location information
October 15, 2025 Final Wishes, a Discusssion with a Funeral Director and our Branch Manager - ONLY AT NOON
A difficult discussion to have, but a necessary one – What happens when you pass on? A presentation hosted by a wonderful, local Funeral Director that goes over the most common questions and concerns families have regarding what happens when you or a loved one passes, and a funeral needs to be planned. But she presents the information in a more pleasant manner with an upbeat theme at a better time in life when you can clearly think about matters. This is a lighthearted approach to a challenging topic with transparent, factual answers for the questions you and your family might face. Finishing the discussion, you'll here from the SnoCope's Branch Manager on what we, as a financial institution, need to have from the family when someone passes and the process we must follow legally when money is involved.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
October 22, 2025 Healthcare in Retirement
Are you prepared for retirement? Do you have a healthcare plan in place?
The possibilities can be daunting, but planning ahead can make it easier. The Healthcare in Retirement workshop can help you prepare to take care of yourself during your retirement years.
Specifically, we will discuss:
• Options for healthcare in retirement
• The importance of advance directives
• How to pay for it
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
November 19, 2025 Savvy Medicare Planning
How does my IRA fit into my overall plan? When do I need to take withdrawals and how much do I have to take? Learn the rules for indirect and direct rollovers; IRA rollovers; the stretch IRA, Net unrealized appreciation transactions. You will learn the six different option your retirement plan funds; SECURE Act changes to IRA planning; when to leave assets in a company retirement plan; when to roll over an IRA; when to convert to a Roth IRA.
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
