Fees & Disclosures
Fee Schedule
| Credit Union Membership | |
| Effective Date: 04/15/2019 | |
| Membership Shares | $10.00 par value |
| Membership Fee | $5.00 |
| Savings Account Fees | |
| Effective Date: 04/15/2019 | |
| Membership Fee | $5.00 (waived for youth accounts) |
| Primary Share Savings Account Below Minimum Fee | $2.00 per month if minimum balance of $10 is not maintained |
| ACH and ATM NSF Fee | $26.00 per item |
| Possibilities Account Excess Withdrawals Fee | $2.00 per withdrawal exceeding two (2) withdrawals per year |
| Checking Account Fees | |
| Effective Date: 04/15/2019 | |
| NSF Fee | $26.00 per item |
| NSF Fee (Reg D) | $10.00 per item |
| Overdraft Advance Fee | $26.00 per item |
| Deposited Item Return Fee | $10.00 per item |
| Personal Check Stop Payment Fee | $26.00 per item |
| Corporate Check Stop Payment Fee | $26.00 per item |
| Regular Checking Account Check Printing Fee | Prices may vary depending on style |
| Prime Times Checking Account Check Printing Fee | Standard Design One (1) box per year free |
| Check Copies (First two (2) copies free) | $2.00 per copy |
| Online Check Copies | No Charge |
| Executive Online Check Copies | No Charge |
| Overdraft With Transfer from Savings Fee | No Charge |
| Overdraft With Transfer from Timeline Fee | No Charge |
| Other Service Fees | |
| Effective Date: 04/15/2019 | |
| Mail Return Fee | $5.00 per occurrence |
| Paper Statement Fee | $1.00 per month (17 and under or 55 and older exempt) |
| Online Payment Fees | $7.00 per occurrence |
| Pay by Phone | $15.00 per occurrence |
| Account Reconciliation Fee | $15.00 per hour |
| Account Research Fee | $15.00 per hour |
| Account History Printout Fee | $2.00 per printout |
| Statement Copy Fee | $2.00 per copy |
| Deposited Item Return Fee | $10.00 per item |
| Wire Transfer (incoming) Fee | $15.00 per item |
| Wire transfer (outgoing) Fee | $20.00 per item |
| International Wire Transfer (outgoing) Fee | $35.00 per transfer |
| Money Order Fee | $2.00 per money order |
| SnoCope Cashier's Check Fee | $2.00 per check |
| Travelers Card | $9.95 per card |
| Companion Card (optional) fee is in addition to Travelers Card | $3.95 per card |
| Monthly fee is in addition to Travelers Card | $4.95 Waived for first three months and no fee in any month with a load. |
| Gift Card | $3.50 per card |
| Inactive Account Fee | $10.00 per month, after two (2) years automatic |
| Fax Fee | $5.00 for first page, $1.00 for each additional page |
| ATM/VISA Debit Card Replacement Fee | $8.00 per card |
| Counter Checks | $5.00 Twelve (12) checks (free with Printed Check order) |
| Foreign Currency Order Fee | $20.00 |
| Copy Fee | $.50 per sheet |
| Coin Counter | No Charge (members only) |
| Garnishment Processing Fee | $25.00 per occurrence |
| ATM Empty Envelope Deposit | $26.00 per item |
| This Fee Schedule is subject to change, a notice will be provided. | |
SnoCope Website Terms and Conditions
Truth In Savings - Savings Accounts
Truth In Savings - Certificates
Electronic Funds Transfer (EFT)
Membership and Account Agreement
Terms and Conditions SimplePay
Equal Housing Opportunity HUD-928.1 (8/2011)
Children's Online Privacy Protection Act
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